Game Now, Pay Later — Waiting Isn’t an Option

Game now & Pay over time.
InzoPC offers multiple Buy Now, Pay Later (BNPL) and financing options so you can get the gear you want when you want it. Whether you’re picking up a high-performance desktop, a gaming laptop, or premium accessories, you’ll see Affirm, Shop Pay Installments, and PayPal Pay Later options at checkout (availability depends on cart value, location, and provider eligibility).

Important: Custom Build orders placed via email (custombuilds@inzopc.com) are not eligible for financing. These are invoiced separately through PayPal and must be paid in full before we begin your build.

Quick How-To: Finance Your InzoPC Purchase

  1. Add products to your cart (desktops, laptops, and accessories).

  2. Proceed to checkout.

  3. Select your Pay Later option — Affirm, Shop Pay, or PayPal Pay Later (availability may vary by region or order amount).

  4. Apply or sign in with your provider to see your plan, terms, and (if applicable) APR before confirming.

  5. Complete checkout and pay over time.

  6. Get confirmation from both InzoPC and your chosen financing provider.

Which Pay Later Option Should You Choose?

Affirm

  • Perfect for larger purchases with structured 3–36 month plans.

  • Pre-qualify instantly with a soft credit check (no impact).

  • No hidden fees and 0% APR promos on select orders.

Shop Pay Installments

  • Split your payment into 4 interest-free installments or choose monthly plans with APR.

  • Fastest checkout option if you’ve used Shop Pay before.

  • Great for medium-size builds and accessories.

PayPal Pay Later

  • Use your existing PayPal account for instant approval.

  • Choose Pay in 4 (interest-free) or long-term credit options.

  • Best for smaller orders or loyal PayPal users.

Why Customers Choose InzoPC Financing

  • Multiple providers for a higher chance of approval.

  • Transparent pricing — no markup for financing.

  • Real-time approvals — get an answer in seconds.

  • Flexible payment plans — split small or large orders to fit your budget.

  • Entry-level options for customers with limited or no credit.

Returns, Refunds & Financing

Refunds are processed by your financing provider:

  • Affirm: Full refunds cancel the loan; partial refunds adjust your balance.

  • Shop Pay: For Pay in 4, refunds cancel remaining payments. For monthly plans, your balance updates automatically.

  • PayPal Pay Later: Refunds apply directly to your PayPal balance or reduce remaining installments.

Frequently Asked Questions

  • Does financing affect my credit? Most providers run a soft credit check to pre-qualify you. Some long-term loans may do a hard pull if you accept terms.

  • Is there interest? Many short-term plans like Pay in 4 are interest-free. All rates are displayed before checkout.

  • Can I finance multiple items? Yes, as long as all items are eligible.

  • Can I finance custom builds? No. Email-based custom builds must be prepaid in full.

Best Practices for Approval

  • Use accurate billing info that matches your ID.

  • Log into your existing Affirm, Shop Pay, or PayPal account.

  • Start with smaller orders to build trust with the provider.

  • Respond quickly if ID verification is requested.

Transparency Matters

We believe in clear, fair financing. InzoPC:

  • Shows full pricing upfront (no surprises).

  • Partners with trusted BNPL providers.

  • Keeps custom email orders separate for total clarity.

Ready to Play Now & Pay Later?

Your dream setup is waiting — add your system to the cart, head to checkout, and choose the payment plan that works for you.

Contact us today!